PERSONAL LOAN
For Every Need That Matters.
Whether it’s a medical emergency, wedding, travel, major purchase, or an unexpected personal expense, Fundigo helps salaried professionals explore suitable personal loan options from a growing network of 100+ trusted banks and NBFCs across India.
With multiple options in one place and expert assistance throughout the process, Fundigo makes it easier to understand your choices and move forward with confidence.
Because your needs deserve smarter choices.
KEY FEATURES :
- Loan Amount: ₹50,000 onwards, subject to lender assessment
- Repayment Tenure: 12–60 months, as offered by the lender
- Interest Rates: Starting from 9.99% p.a., subject to lender policy
- Unsecured Financing: No collateral generally required
- Simple Process: Streamlined application and documentation
- Expert Assistance: Support throughout your loan journey
ELIGIBILITY CRITERIA :
- Applicant Type: Salaried professionals
- Age: 21–60 years, subject to lender policy
- Monthly Income: ₹15,000+ may be considered
- Employment: Stable salaried employment
- Credit Profile: Preferably 700+ CIBIL Score
- Repayment Capacity: Income and existing obligations may be assessed
DOCUMENT CHECKLIST
- PAN Card: Applicant’s PAN
- Identity & Address Proof: Aadhaar or other valid KYC document
- Salary Slips: Recent salary slips as required
- Bank Statements: Recent salary-account statements
- Employment Details: Employer and employment information
- Additional Documents: As requested by the respective lender
HOME LOAN
The Right Home Begins with the Right Loan.
Whether you're buying your first home, upgrading to a bigger space, constructing your dream house, or transferring an existing home loan, Fundigo helps you explore suitable home loan options through a growing network of 100+ trusted banks and NBFCs.
More than a home loan—a new beginning.
KEY FEATURES :
- Loan Amount: As per lender eligibility
- Repayment Tenure: Up to 30 years
- Competitive Interest Rates: As per lender policy
- Balance Transfer: Available with eligible lenders
- Top-Up Loan: Where applicable
- Dedicated Assistance: Support throughout your loan journey
ELIGIBILITY CRITERIA :
- Salaried & Self-Employed applicants
- Resident Indian applicants as per lender policy
- Stable income and repayment capacity may be assessed
- Credit profile may be considered by the lender
- Eligible residential property as per lender criteria
- Final eligibility determined by the respective lender
DOCUMENT CHECKLIST
- PAN & Aadhaar of the applicant(s)
- Identity & Address Proof
- Income Documents: Salary slips, ITR or financial records, as applicable
- Bank Statements as required by the lender
- Property Documents relevant to the selected property
- Additional documents requested during lender assessment
BUSINESS LOAN
Turn Business Plans into Bigger Possibilities.
From working capital and inventory to expansion and new ventures, Fundigo helps MSMEs, startups, entrepreneurs, and established businesses explore suitable funding options from 100+ trusted banks and NBFCs.
Compare options. Choose confidently. Grow your business.
KEY FEATURES:
- Financing: ₹1 Lakh to ₹2 Crores.
- Repayment Tenure: Up to 84 months.
- Secured & Unsecured financing options
- Competitive Interest Rates as per lender policy
- Flexible Repayment structures offered by lenders
- Dedicated Relationship Support throughout the application journey
ELIGIBILITY CRITERIA:
- Proprietorship, Partnership, LLP & Private Limited Companies.
- MSMEs, startups, entrepreneurs & established businesses.
- Business Vintage: Generally 2+ years.
- GST & Non-GST both can apply.
- Business turnover, banking conduct & financial profile may be assessed by the lender
- Final eligibility is determined by the respective lender
DOCUMENT CHECKLIST:
- PAN & Aadhaar of the applicant/authorized signatory
- Business Registration or incorporation documents
- Recent Business Bank Statements
- Income Tax Returns (ITR) and financial statements, where applicable
- GST Registration/Returns, where applicable
- Additional documents, if requested during lender assessment